Tuition fees, net price and ROI
University of Southern Maine Tuition Fees, Net Price and ROI Calculator
Focused cost page for University of Southern Maine covering in-state tuition, out-of-state tuition, net price by income, debt payback by major, financial aid, salary and ROI.
View Full School ProfileIn-state tuition
$10,920
Out-of-state tuition
$27,104
Average net price
$11,729
Last updated November 3, 2026. Source: U.S. Department of Education College Scorecard and IPEDS.
University of Southern Maine Tuition Fees and 4-Year Cost
Use this focused cost summary to compare published tuition with estimated attendance cost and average net price after aid. Final bills can change by residency, housing, aid eligibility, program fees and enrollment level.
Cost per year
$21,381
4-year attendance
$85,524
4-year tuition
$108,416
4-year net price
$46,916
Residency cost comparison
Should You Establish Maine Residency for University of Southern Maine?
The reported out-of-state tuition premium is $16,184 per year, or $64,736 across four years before aid changes.
4-year in-state tuition
$43,680
4-year out-of-state tuition
$108,416
4-year premium
$64,736
University of Southern Maine Net Price by Family Income
College Scorecard income-bracket net price data shows how average cost changes after grants and scholarships for students receiving federal aid.
| Family income | Avg net price | Savings vs sticker | Monthly view | Estimator |
|---|---|---|---|---|
| $0–$30,000 | $7,226 | $14,155 | $602/mo | |
| $30,001–$48,000 | $8,330 | $13,051 | $694/mo | |
| $48,001–$75,000 | $10,828 | $10,553 | $902/mo | |
| $75,001–$110,000 | $14,704 | $6,677 | $1,225/mo | |
| Over $110,000 | $17,346 | $4,035 | $1,446/mo |
Estimated net price for :
Major-level ROI
University of Southern Maine Debt Payback by Major and Program Salary
Debt payback estimates divide median completer debt by 10% of reported program earnings, then convert the result to months. This gives a directional debt-to-earnings view by program.
| Major / program | Credential | Program salary | Debt payback |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $66,914 | ~34 months |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $58,254 | ~39 months |
| Law | First Professional Degree | $52,579 | ~44 months |
| Special Education and Teaching | Master's Degree | $44,316 | ~52 months |
| Rehabilitation and Therapeutic Professions | Master's Degree | $43,716 | ~52 months |
| Business Administration, Management and Operations | Bachelor's Degree | $43,342 | ~53 months |
| Social Work | Master's Degree | $43,258 | ~53 months |
| Teacher Education and Professional Development, Specific Levels and Methods | Master's Degree | $42,148 | ~54 months |
| Marketing | Bachelor's Degree | $42,098 | ~54 months |
| Psychology, General | Bachelor's Degree | $34,300 | ~67 months |
| Rhetoric and Composition/Writing Studies | Master's Degree | $32,661 | ~70 months |
| Social Work | Bachelor's Degree | $31,945 | ~72 months |
Interactive ROI calculator
University of Southern Maine ROI and Debt Payback Simulator
Your Estimate
- 4-year net cost
- Debt payback using 10% salary
- Debt-to-salary ratio
University of Southern Maine Aid, Debt and Loan Cost Signals
Pell grant rate
26.28%
Federal loan rate
34.06%
Median completer debt
$19,060
Median monthly payment
$202