Tuition fees, net price and ROI
University of Massachusetts-Lowell Tuition Fees, Net Price and ROI Calculator
Focused cost page for University of Massachusetts-Lowell covering in-state tuition, out-of-state tuition, net price by income, debt payback by major, financial aid, salary and ROI.
View Full School ProfileIn-state tuition
$16,570
Out-of-state tuition
$35,396
Average net price
$18,627
Last updated September 16, 2026. Source: U.S. Department of Education College Scorecard and IPEDS.
University of Massachusetts-Lowell Tuition Fees and 4-Year Cost
Use this focused cost summary to compare published tuition with estimated attendance cost and average net price after aid. Final bills can change by residency, housing, aid eligibility, program fees and enrollment level.
Cost per year
$29,521
4-year attendance
$118,084
4-year tuition
$141,584
4-year net price
$74,508
Residency cost comparison
Should You Establish Massachusetts Residency for University of Massachusetts-Lowell?
The reported out-of-state tuition premium is $18,826 per year, or $75,304 across four years before aid changes.
4-year in-state tuition
$66,280
4-year out-of-state tuition
$141,584
4-year premium
$75,304
University of Massachusetts-Lowell Net Price by Family Income
College Scorecard income-bracket net price data shows how average cost changes after grants and scholarships for students receiving federal aid.
| Family income | Avg net price | Savings vs sticker | Monthly view | Estimator |
|---|---|---|---|---|
| $0–$30,000 | $10,460 | $19,061 | $872/mo | |
| $30,001–$48,000 | $11,220 | $18,301 | $935/mo | |
| $48,001–$75,000 | $15,576 | $13,945 | $1,298/mo | |
| $75,001–$110,000 | $21,633 | $7,888 | $1,803/mo | |
| Over $110,000 | $26,648 | $2,873 | $2,221/mo |
Estimated net price for :
Major-level ROI
University of Massachusetts-Lowell Debt Payback by Major and Program Salary
Debt payback estimates divide median completer debt by 10% of reported program earnings, then convert the result to months. This gives a directional debt-to-earnings view by program.
| Major / program | Credential | Program salary | Debt payback |
|---|---|---|---|
| Criminal Justice and Corrections | Master's Degree | $93,394 | ~30 months |
| Business Administration, Management and Operations | Master's Degree | $81,208 | ~35 months |
| Computer Science | Bachelor's Degree | $73,995 | ~38 months |
| Electrical, Electronics and Communications Engineering | Bachelor's Degree | $69,655 | ~41 months |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | Bachelor's Degree | $66,950 | ~42 months |
| Mechanical Engineering | Bachelor's Degree | $63,402 | ~45 months |
| Chemical Engineering | Bachelor's Degree | $62,760 | ~45 months |
| Information Science/Studies | Bachelor's Degree | $60,218 | ~47 months |
| Civil Engineering | Bachelor's Degree | $59,999 | ~47 months |
| Business Administration, Management and Operations | Bachelor's Degree | $46,402 | ~61 months |
| Criminal Justice and Corrections | Bachelor's Degree | $40,247 | ~71 months |
| Biology, General | Bachelor's Degree | $39,628 | ~72 months |
Interactive ROI calculator
University of Massachusetts-Lowell ROI and Debt Payback Simulator
Your Estimate
- 4-year net cost
- Debt payback using 10% salary
- Debt-to-salary ratio
University of Massachusetts-Lowell Aid, Debt and Loan Cost Signals
Pell grant rate
27.39%
Federal loan rate
53.52%
Median completer debt
$23,704
Median monthly payment
$251