University of Massachusetts-Lowell: Cost, Admissions and Outcomes Guide 2026

Shortlist check

Could University of Massachusetts-Lowell fit your shortlist?

University of Massachusetts-Lowell is a public in Lowell, MA. Its reported average net price is $18,627, compared with published out-of-state tuition of $35,396. Use your actual aid estimate to decide whether the cost is manageable.

Financial fit check

When This School May Not Be the Right Financial Fit

A college is only a good investment if it matches your family's budget. University of Massachusetts-Lowell may not be the right choice if:

• Your official net price calculator result is much higher than your family budget.
• You would need large private loans without comparing lower-cost options.
• Your intended program has extra fees not reflected in general tuition data.

Table of Contents

Decision guide

Start with cost, then test the fit

A useful comparison starts with tuition and average net price, then adds admission difficulty, aid, programs and outcomes. The figures below use imported federal fields when reported. This page leaves unavailable requirements and deadlines for official verification instead of filling gaps with estimates.

Reported snapshot

University of Massachusetts-Lowell at a glance

Use this snapshot for an initial screen of cost, admissions and student outcomes. If a value matters to your decision, follow the official resource links above before applying or committing to attendance.

Admissions

Is University of Massachusetts-Lowell hard to get into?

Acceptance rate is 85.24%. Reported SAT and ACT fields help you compare applicant context where available. The imported dataset does not establish current GPA requirements, essays or deadlines, so confirm those items with the official university before applying.

Interactive cost planning

What you may pay after aid

Sticker price tells only part of the story. Compare reported tuition with attendance cost and net price by income where the data is available, then use the official net price calculator for a personal estimate.

Financial aid and borrowing

How aid and loans affect the price

Financial aid research should separate grants and scholarships from loans. This block summarizes Pell Grant rate, federal loan rate, students with any loan, median completer debt, monthly payment and repayment counts so families can compare affordability beyond tuition fees.

Outcomes and ROI

What to check after cost

This dashboard combines graduation rate, salary after graduation, transfer outcome, repayment data and a simple ROI payback estimate. It gives readers a stronger college value picture than tuition or net price alone.

Student body

Campus community context

Student body context helps readers understand the campus community before comparing tuition fees, admissions requirements, majors and ROI. Values below use the imported federal student profile fields where reported.

Programs and earnings

Programs with reported salary signals

Review the reported program mix and available earnings fields before choosing a major. Salary values describe published outcomes in the federal source; they are not salary promises for individual graduates.

Published tuition and cost components

University of Massachusetts-Lowell tuition fees are reported here per College Scorecard/IPEDS cost fields. Separate mandatory fee data is not available for every school, so tuition, room and board, books, other expenses, attendance cost and net price are shown as the supported cost components.

University of Massachusetts-Lowell In-State Tuition

University of Massachusetts-Lowell in-state tuition per College Scorecard is $16,570. University of Massachusetts-Lowell is listed as Public. If residency, program level, online status or campus location can change billing, verify the final in-state rate with the official tuition office.

University of Massachusetts-Lowell Out-of-State Tuition

University of Massachusetts-Lowell out-of-state tuition per College Scorecard is $35,396. The reported in-state and out-of-state values differ, so residency status may matter when estimating cost.

Residency cost comparison

Should You Establish Massachusetts Residency for University of Massachusetts-Lowell?

Residency can be one of the largest cost differences for public universities. Based on reported tuition fields, the out-of-state premium is $18,826 per year, or $75,304 across four years before aid changes.

1. 1. Verify rules earlyResidency rules are state-specific and can depend on legal domicile, tax records and dependency status.
2. 2. Confirm with the registrarUse the official school residency office before assuming future tuition changes.
3. 3. Compare aid impactFinancial aid, housing and program fees can change the final cost beyond tuition alone.

University of Massachusetts-Lowell Cost Per Year - 4-Year Total

University of Massachusetts-Lowell cost per year is best reviewed through attendance cost and average net price. The reported annual attendance cost is $29,521, while the average net price after aid is $18,627.

University of Massachusetts-Lowell Acceptance Rate 2026

Acceptance rate is 85.24%. Acceptance rate should be read with test scores, high school preparation, application strength and program competitiveness, not as a guarantee of admission.

University of Massachusetts-Lowell SAT Requirements

SAT requirements for University of Massachusetts-Lowell are represented by reported SAT data when the school provides it to the federal dataset. Overall SAT is 1,253, SAT Math range is 590-680, and SAT Reading range is 590-670.

University of Massachusetts-Lowell ACT Requirements

ACT requirements for University of Massachusetts-Lowell should be verified with the current admissions office because test policies can change. The reported ACT middle range per College Scorecard is 26-30.

University of Massachusetts-Lowell GPA Requirements

GPA requirements are not reported in the College Scorecard and IPEDS data. Use the acceptance rate, SAT/ACT ranges and admissions policy here as context, then verify GPA expectations with the official admissions office.

University of Massachusetts-Lowell Admissions Requirements

Use the reported acceptance rate, SAT, ACT and admissions policy as the data-backed starting point for University of Massachusetts-Lowell admissions requirements. Students should still confirm transcripts, essays, recommendations, fee waivers, test-optional rules and program-specific requirements with the official admissions page.

University of Massachusetts-Lowell Application Deadline 2026

Application deadline data is not reported in the College Scorecard/IPEDS fields used here. Check the official admissions site for Early Action, Regular Decision, priority scholarship and transfer deadline dates.

How to Apply to University of Massachusetts-Lowell Step-by-Step

1. 1. Open the official admissions page

   Start at University of Massachusetts-Lowell's official website so deadlines, application platform links and program-specific requirements are current.

   Open resource

2. 2. Review admissions requirements

   Check whether transcripts, essays, recommendations, SAT/ACT scores, GPA details, portfolio materials or transfer documents apply to your applicant type.

3. 3. Estimate cost before applying

   Compare tuition, net price, scholarships and financial aid, then use the net price calculator if University of Massachusetts-Lowell provides one.

   Open resource

4. 4. Submit the application and aid forms

   Submit the application before the official deadline and complete FAFSA or other aid forms when eligible.

   Open resource

University of Massachusetts-Lowell Financial Aid

University of Massachusetts-Lowell financial aid context includes average net price, Pell Grant rate, federal loan rate and income-bracket net price where reported. Pell Grant rate is 27.39% and federal loan rate is 53.52%.

University of Massachusetts-Lowell Scholarships

Scholarship-level award names are not imported in the College Scorecard and IPEDS data. Use average net price, Pell Grant rate and loan rate here to understand aid signals, then verify merit scholarships, need-based grants, deadlines and renewal rules directly with University of Massachusetts-Lowell.

University of Massachusetts-Lowell Net Price by Family Income

University of Massachusetts-Lowell net price is $18,627 per College Scorecard. Net price is often more useful than tuition alone because it reflects average cost after grants and scholarships where reported.

University of Massachusetts-Lowell Rankings 2026

University of Massachusetts-Lowell ranking data from commercial ranking publishers is not included in the federal source fields used here. This page uses measurable ranking signals: tuition, net price, acceptance rate, graduation rate, salary after graduation and program outcomes.

University of Massachusetts-Lowell Most Popular Majors

Major data comes from reported College Scorecard program records where available. University of Massachusetts-Lowell has 179 program records per College Scorecard.

University of Massachusetts-Lowell Best Programs & Schools

Best programs are ranked here by available program earnings first and reported awards second. This keeps the page data-backed without inventing third-party rankings.

University of Massachusetts-Lowell Graduation Rate

University of Massachusetts-Lowell graduation rate per College Scorecard is 70.10%. This reflects students completing within 150% of normal time where the federal dataset reports the field.

University of Massachusetts-Lowell Salary After Graduation

University of Massachusetts-Lowell salary after graduation is represented by 10-year median earnings where reported. Per College Scorecard, $64,874 for 10-year median earnings.

University of Massachusetts-Lowell ROI - Return on Investment

Based on average net price and 10-year median earnings, University of Massachusetts-Lowell reaches a simple payback estimate in about 1.1 years. This is a directional ROI signal, not a personal financial forecast.

ROI disclaimer: ROI payback is a simple directional comparison using average net price and reported earnings. It is not a loan repayment estimate, salary guarantee, or financial advice.

ROI depends on personal aid, borrowing, major, graduation timing and career path. Use this as a dataset-based starting point, then compare official aid offers and program outcomes.

University of Massachusetts-Lowell Tuition Snapshot

Use these cost cards as the first-pass money view before checking the detailed breakdown and official resources.

University of Massachusetts-Lowell Estimated Per-Semester Cost

Many tuition guides break annual costs into fall and spring estimates. The values below divide reported annual College Scorecard cost fields by two, so use them as planning estimates and verify the actual billing schedule with University of Massachusetts-Lowell.

University of Massachusetts-Lowell Estimated Four-Year Cost

The estimates below multiply current reported annual values by four. They do not include future tuition increases, changes in housing, program fees, financial aid changes or personal expenses.

In-State vs Out-of-State Tuition

University of Massachusetts-Lowell is listed as Public per College Scorecard. In-state tuition is $16,570 and out-of-state tuition is $35,396. Compare both values before estimating your bill, especially if residency status may affect pricing.

International Student and Private College Tuition Note

The College Scorecard lists University of Massachusetts-Lowell as Public. Public colleges often use residency-based pricing, so international and nonresident students may face the out-of-state tuition rate. Verify residency, international student fees and aid eligibility directly with the school.

Room and Board / Total Attendance Cost

Separate mandatory fee data is not available in the College Scorecard-derived table; use tuition, room/board, books, other expenses and attendance cost as the supported cost components.

Average Net Price After Aid

Based on available data, the average student at University of Massachusetts-Lowell pays approximately $18,627 per year after grants and aid. This is below the Massachusetts average of $23,961 and above the national average of $17,506.

Tuition and Cost Breakdown

What Does University of Massachusetts-Lowell Cost?

Total cost of attendance vs average net price after grants and aid, based on the College Scorecard data.

Tuition Room and board Books and supplies Other expenses

Tuition

$35,396

Room and board

$15,424

Books and supplies

$1,200

Other expenses

$1,370

Sticker price

$29,521

Average net price

$18,627

Average aid coverage

37%

$10,894 below sticker price on average

Student Outcomes

10-Year Median Earnings - University of Massachusetts-Lowell vs Peers

Median earnings 10 years after enrollment. Source: College Scorecard federal dataset.

University of Massachusetts-Lowell $64,874

Massachusetts Institute of Technology $143,372

Franklin W Olin College of Engineering $129,455

MCPHS University $125,557

Babson College $123,938

National average $43,639

University of Massachusetts-Lowell graduates earn about 1.5x the national average 10 years after enrollment, based on schools with reported earnings data.

Financial Aid and Scholarships

About 27.39% of University of Massachusetts-Lowell students receive federal Pell grants, indicating the share of students receiving this need-based aid per College Scorecard. 53.52% take federal loans, which helps families understand borrowing patterns alongside net price.

Student Debt and Borrowing

Borrowing metrics help explain how students finance the gap between sticker price, aid and net price. Loans can make a bill payable, but they do not reduce the underlying cost like grants and scholarships.

Debt and payment fields come from federal aid data where reported. Actual borrowing can vary by degree level, dependency status, aid package, family contribution and program costs.

Net Price Calculator

Use the official net price calculator for a personalized estimate. The averages on this page help with comparison, but your final price can change based on residency, aid eligibility, housing, program fees and scholarships.

Financial Aid Application Steps

This guide keeps the steps generic and accurate for College Scorecard and IPEDS data, then points readers to official school and federal resources.

1. 1. Complete the FAFSA when eligible

   Use the federal FAFSA form to start federal student aid eligibility. Some private or selective schools may require additional institutional forms.

   Open resource

2. 2. Check school-specific aid requirements

   Open University of Massachusetts-Lowell's official financial aid or admissions site to confirm whether CSS Profile, tax documents or institutional forms are required.

   Open resource

3. 3. Use the net price calculator

   Compare the personalized estimate with the average net price and income-bracket values shown on this page.

   Open resource

4. 4. Review grants, loans and payment deadlines

   Separate grant aid from loan financing and verify billing deadlines directly with the school before committing.

Payment Guide

Use these generic steps to review tuition, aid and billing before making an enrollment decision.

1. 1. Confirm published tuition and fees

   Review University of Massachusetts-Lowell's official tuition page and compare it with the tuition and attendance cost fields on this page.

2. 2. Estimate net price after aid

   Use University of Massachusetts-Lowell's official net price calculator when available, then compare the estimate with average net price and income-bracket data.

3. 3. Review financial aid and payment options

   Check grants, scholarships, federal loans, payment plans and billing deadlines directly with the school before making enrollment decisions.

University of Massachusetts-Lowell Financial Health and Student Support Capacity

These institutional context fields help explain financial capacity beyond student-facing tuition. They are not a bill, but they add useful background for affordability, aid and student support research.

These fields come from federal institutional data and should be read as context, not as student charges. Endowment capacity can help explain how a school may support aid, instruction and long-term affordability for qualifying students.