Tuition fees, net price and ROI
Howard Payne University Tuition Fees, Net Price and ROI Calculator
Focused cost page for Howard Payne University covering in-state tuition, out-of-state tuition, net price by income, debt payback by major, financial aid, salary and ROI.
View Full School ProfileIn-state tuition
$33,322
Out-of-state tuition
$33,322
Average net price
$25,255
Last updated July 30, 2026. Source: U.S. Department of Education College Scorecard and IPEDS.
Howard Payne University Tuition Fees and 4-Year Cost
Use this focused cost summary to compare published tuition with estimated attendance cost and average net price after aid. Final bills can change by residency, housing, aid eligibility, program fees and enrollment level.
Cost per year
$44,579
4-year attendance
$178,316
4-year tuition
$133,288
4-year net price
$101,020
Howard Payne University Net Price by Family Income
College Scorecard income-bracket net price data shows how average cost changes after grants and scholarships for students receiving federal aid.
| Family income | Avg net price | Savings vs sticker | Monthly view | Estimator |
|---|---|---|---|---|
| $0–$30,000 | $20,589 | $23,990 | $1,716/mo | |
| $30,001–$48,000 | $22,305 | $22,274 | $1,859/mo | |
| $48,001–$75,000 | $26,844 | $17,735 | $2,237/mo | |
| $75,001–$110,000 | $29,620 | $14,959 | $2,468/mo | |
| Over $110,000 | $29,652 | $14,927 | $2,471/mo |
Estimated net price for :
Major-level ROI
Howard Payne University Debt Payback by Major and Program Salary
Debt payback estimates divide median completer debt by 10% of reported program earnings, then convert the result to months. This gives a directional debt-to-earnings view by program.
| Major / program | Credential | Program salary | Debt payback |
|---|---|---|---|
| Business Administration, Management and Operations | Master's Degree | $54,344 | ~59 months |
| Teacher Education and Professional Development, Specific Subject Areas | Bachelor's Degree | $35,854 | ~90 months |
| Teacher Education and Professional Development, Specific Levels and Methods | Bachelor's Degree | $35,694 | ~90 months |
| Criminology | Bachelor's Degree | $33,568 | ~96 months |
| Business Administration, Management and Operations | Bachelor's Degree | $30,093 | ~107 months |
| Health and Physical Education/Fitness | Bachelor's Degree | $26,229 | ~123 months |
| Psychology, General | Bachelor's Degree | $18,880 | ~170 months |
Interactive ROI calculator
Howard Payne University ROI and Debt Payback Simulator
Your Estimate
- 4-year net cost
- Debt payback using 10% salary
- Debt-to-salary ratio
Howard Payne University Aid, Debt and Loan Cost Signals
Pell grant rate
42.17%
Federal loan rate
66.11%
Median completer debt
$26,793
Median monthly payment
$284